Someone holding their phone with the First National Bank of Tennesse website up on the screen.

Basic Checking

Basically, it does everything you need it to.

Life can get complicated. Simplicity is often underrated. We think a lot of people will appreciate a straightforward checking option that holds the line on fees, offers 24/7 money management, enables lightning-quick bill payments - and doesn't require much deep thinking to make it all work.

  • No monthly fee with $100 average daily balance (Otherwise, $7 monthly fee)
  • No monthly fee if account holder is age 55 or over*
  • Free online banking and electronic Bill Pay
  • Free mobile banking and mobile deposit
  • Free debit card for fast purchases and easy ATM withdrawals
  • Free eStatements to help you keep track of your finances
  • $100 minimum deposit to open
  • Primary account holders age 55 or older will receive the first 3 non-First National Bank of Middle Tennessee ATM Withdrawals free each statement cycle.  All other non-First National Bank of Middle Tennessee ATM withdrawals after the first 3 are $1.00 per withdrawal

*Primary account holders only




















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About Us

Enhancing the customer experience.

Downtown McMinnville.
Trust Services

Trust & Estate Planning

The First National Bank of Middle Tennessee is a full-service financial institution with branches in Warren, Bedford, Davidson, Rutherford  and Williamson counties, as well as a mortgage office in Murfreesboro, Tenn.