Gain strength.
Take charge.
Contribute to your future.
Build a strong financial
foundation.
Features:
- $100 minimum deposit to open account
- No minimum monthly balance required
- Free Digital Banking and Mobile Deposit
- Free eStatements**
- Free Debit Card
- Unlimited Check Writing
- Free electronic Bill Pay
- Competitive Interest Rates
- Refund on Nationwide and International ATM fees if qualifications are met*
Details:
Monthly Qualifications:
- Have at least one Direct Deposit or authorize one automatic payment which post and settle
- Receive Electronic Statements (valid e-mail address is required)
- Make 15 debit card purchases which post and settle (NOTE: ATM withdrawals & transfers between accounts with us do not qualify.
Interest:
- Balances up to $20,000, average daily balance earns 3.00% interest rate / 3.042% APY**
- Balances greater than $20,000, average daily balance earns .10% interest rate / 3.04%-.69% APY**
- If monthly qualifications are not met, interest earned will be .01% with .01% APY on all balances**
*If you have met your qualifications for the monthly qualification cycle, we will reimburse you for nationwide and international ATM fees for the qualifying month. ATM fee reimbursements will be credited to your FiRST Impact Interest checking account by the 5th business day after the date of the statement cycle in which the qualifications were met.
**A monthly fee of $5 per statement will be assessed if you do not enroll and receive eStatements
