Christmas Club

Some extra jingle can lead to a jollier holiday season.

How do you bring more joy to your world? By making year-round deposits in this interest-earning account. When Christmas comes, you'll have money for those special gifts, sparkling decorations, family celebrations and all kinds of magical moments.

  • $10.00 minimum deposit to open
  • $10.00 minimum balance to earn interest
  • Earn competitive interest with a $10.00 minimum balance
  • *$3.00 per limited transaction over 6 each month
  • Low, $1.00 fee per withdrawal
  • Build up your balance with automatic transfers or direct deposits
  • Your savings are distributed at the first of November, right in time for holiday shopping and planning
  • Keep track of your progress through Digital Banking

  *These types of limited transactions are withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instructions, computer transfer, or by cashier’s check, draft, debit card or similar order to a third party. A $3.00 fee will be assessed for each subsequent limited transaction. (In-person withdrawals and transfers are considered unlimited types of transactions.)   




















A woman standing inside the McMinnville branch.
About Us

Enhancing the customer experience.

WEALTH MANAGEMENT

Meet Our Wealth Management Team

The First National Bank of Middle Tennessee is a full-service financial institution with branches in Warren, Bedford, Davidson, Rutherford  and Williamson counties, as well as a mortgage office in Murfreesboro, Tenn.